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Learn more about Smart cards

The Smart Card Industry started 25 years ago with the first Smart Cards invented by Roland Moreno. Since then, the growth has been significant as the sales have exceeded 1 billion cards.

The Smart Card is a plastic card –about the same size as a credit card –with an embedded microprocessor chip. The chip contains a memory which stores data information over 100 times more than a magnetic stripe. The chip can be reprogrammed to add, delete or rearrange data.

Smart card

There are many types of smart card. Typically, it exists two big families of Smart Cards: the Memory Cards and the Microprocessor Cards which can store massive amounts of information.

Memory cards can be used for specific , relatively simple, prepaid applications like bus tokens or movie tickets. When the application is more complex, a micro-controller-based should be considered.

Smart Cards can be divided into 3 categories:

Contact Cards - most common at the present. The card needs to be in contact with the reader.

Contactless Cards - The card needs to be in the area of the reader.

Combi Cards - These could be used in both situations. Many applications that include ID cards, transport card and credit cards as well as being able to store other types of digital information.

Contactless Cards are already being used in Australia and around the world. We have systems in connection with traveling on public transport vehicles.

The Mifare chip

The most widely used contactless chip is the Mifare A chip, developed by Philips, who have licensed many suppliers to produce both chips and readers. Many establishments have Mifare systems installed, successfully using them for door access control and cash less payments.
Chips are usually embedded into cards, although other forms are available (e.g. key fobs). An long aerial is also embedded into the card, which powers the chip when the card is held in the electromagnetic field emitted by a card reader. When powered, the chip can respond to the reader e.g. to provide data to a door access-control application.
The chip has 16 data sectors, the first of which contains a unique id set at manufacture and unchangeable thereafter. Applications may use this id, or may write their own information into one of the other sectors. Each sector has two keys and configurable access conditions controlling read, write, increment and decrement. This allows, for example, one key with limited rights to be widely circulated, while the other key is given greater rights and kept private.

Security is an improvement over the existing TDSi system for two reasons. First, it is much more difficult to forge a MIFARE card than it is to forge a TDSi swipe strip. Second, communication between chip and reader is encrypted, although with a proprietary algorithm, rather than a simple encoding of the number.
However, the encryption will use a key that is likely to be known to a large number of readers. Mifare chips and TDSi strips cannot co-exist on the same card, because of the embedded aerial. Introducing a Mifare version of the card will mean that some cardholders will need to carry two university cards, as the large investment in TDSi across the university cannot simply be abandoned. The card office already issues two different types of card (with and without contact smart chip) according to need, and can build on the
existing infrastructure to cope with issuing the appropriate technology and number of cards to each cardholder.

A Contactless card consists of a memory or microprocessor chip connected to an antenna. The antenna and micro-module are embedded into the plastic card body. To program integrated circuit cards a printer needs to be equipped with a coupler.

Read/write Functionality for Multi-functional Memory Applications. Sixteen securely separated files (sectors), each protected by a set of two keys and programmable access conditions, allow complex applications and provide for future expansion. Each sector potentially represents a different application. Arithmetic functions are used for expanding the capabilities of the chip. Different keys can protect read/write operations in order to build key hierarchies in the system. Security mechanisms such as mutual authentication and encryption are efficiently combined with fast processing and data communication, resulting in transaction times of less than 100 milliseconds for a typical secure ticketing transaction. Proven, Reliable Technology Offers extremely consistent read range.

Unaffected by body shielding or variable environmental conditions, even when close to keys and coins. Can be carried with credit cards in a wallet or purse. Use with a strap and clip as a photo ID badge. Photo ID Compatible Print directly to the card with a direct image or thermal transfer printer. Slot punch vertically for easy use. Long Life and Passive, no-battery design allows for an infinite number of reads. Durability Strong, flexible and resistant to cracking and breaking.

Key advantages
No physical contact (less contamination and da mage) and less wear and tear.
Ergonomics. Faster transactions than with standard 'contact' smart card technology. Distance between the reader and the card. High data rate (high speed radio frequency between the card and the terminal)

Market Applications

  • Contactless cards are used in the following:
  • Public transit
  • Vending machines
  • Parking areas
  • Public institutions
  • Sport events and cultural events
  • Student/School ID Card
  • Hotel card
  • Transportation
 
 

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